Capital Organizes. Why Don’t We?

Capitalism concentrates capital for the people who own the capital. AI doesn’t break that design — it accelerates it. The answer isn’t better politicians. It’s organized people. History proves it works. History also proves that concentrated power has always known it works, which is why they’ve spent a century trying to prevent it. That effort just moved from the streets to the boardrooms.

The $2 Trillion Healthcare Fraud Nobody Is Talking About

Congress cut Medicaid for 5.3 million people to stop fraud. Here’s what they didn’t tell you: the fraud they were talking about costs $8 billion a year. The fraud they ignored costs $84 billion a year. And the largest fraud of all — the one nobody names — has cost American taxpayers $2 trillion in savings that never happened. Follow the money.

Why I Built America’s Plan — and Who It’s For

America’s Plan is built for a specific kind of person. Someone who votes, who cares, who has tried the usual options — and still feels like nothing they do actually changes anything. That feeling is correct. And it’s not their fault. This is about what’s actually missing from civic participation, why the current options aren’t working, and what America’s Plan is trying to build about it. Written by the founder.

Original Timeline

A behind the scenes look America’s Plan is a one man work in progress at the moment. This page will give you some insight into my thinking and motivations for building the project. Last updated on: 2025.05.07 I have moved from setting up the infrastructure, to learning how to use social media to bring traffic. … Read more

Hub: Pharmaceutical Research and Pricing

The pharmaceutical industry’s core defense of American drug prices is that research and development is expensive, risky, and requires the returns that high prices generate. The documented reality is more complicated. The foundational research underlying most major drugs was funded by the National Institutes of Health — meaning American taxpayers — before private manufacturers acquired … Read more

Hub: The Health Insurance Industry

The American health insurance industry is not a system built to deliver care. It is a financial intermediary — a layer of profit-taking inserted between patients and the providers who treat them. That distinction matters because it shapes every argument in this hub. Understanding the insurance industry requires understanding what it actually does. Insurers collect … Read more

Hub: Hospital Consolidation and Market Power

The American hospital market has been reorganized. What was once a landscape of independent community hospitals — locally governed, operating within defined geographic areas, competing for patients on the basis of quality and access — has been consolidated into large regional and national systems whose market position is measured not by the care they deliver … Read more

Hub: Medicare Advantage and Private Medicare

Medicare was created in 1965 as a public insurance program for Americans over 65 and people with qualifying disabilities. Since the 1980s a growing share of Medicare has been administered by private insurers under contracts with the federal government — first as Medicare+Choice, now as Medicare Advantage. Today nearly half of all Medicare enrollees are … Read more

Hub: Mental Health and Addiction

Behavioral health — mental illness and addiction — remains structurally separate from physical healthcare in the United States. That separation is not accidental and it is not clinical. It is the product of decades of insurance design, reimbursement decisions, and regulatory choices that treated the mind as categorically different from the body. The consequences are … Read more

Hub: Long-Term Care Financing

The United States has no coherent system for financing long-term care. Medicare does not cover it in any meaningful way. Private long-term care insurance collapsed as a viable market because the actuarial math made it unprofitable. What remains is a patchwork: Medicaid for those who have spent down their assets to near poverty, unpaid family … Read more